Pensions & benefits

Buy-ins, buy-outs
and longevity swaps

When it comes to transferring your pension risk to an insurance company you only get one chance to get it right.

From the early steps of navigating your scheme’s de-risking journey to the final negotiations for a buy-in or buy-out transaction, we are the recognised industry experts. So you can feel confident that you’re in the best possible hands.

How we can help

Your journey to remove risk from your DB pension plan can be a challenging one and we're here to guide you throughout that journey.   

We’re often brought in as a specialist adviser, working constructively with your scheme actuary and investment consultant, to review buy-in, buy-out and longevity swap options. We don’t duplicate the work they do. Instead, our independent advice helps you plan, prepare and be ready to move with confidence.

We have a suite of award-winning technology to help you do this. LCP Visualise and LCP LifeAnalytics provide everything you need to know to make joined-up investment, funding and de-risking decisions.

When it’s time to execute a transaction, we are skilled negotiators who work hard to make sure you get the very best outcome. We help you move quickly to lock into short-lived pricing opportunities, just as the ICI Pension Fund did after the EU referendum vote (read about it here). That’s why we’ve been the lead adviser on more of the UK’s defining buy-ins and buy-outs than anyone else.

How we have helped our clients

MIRA: £70m PPF-plus buy-out

MIRA: £70m PPF-plus buy-out

How we helped the MIRA Retirement Benefits Scheme complete a £70m PPF-plus buy-out, putting members’ interests first

Our Buy-ins, buy-outs & longevity swaps experts

Our latest thinking

How we can help

Buy-ins, buy-outs and longevity swaps

We are market leaders at each stage of de-risking, including planning, investment strategy, transactional services and wind up.

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DB investment

Our team works with trustees and sponsors of pension schemes to help them maximise their investment returns, while ensuring risk is well managed.

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LCP LifeAnalytics

LCP LifeAnalytics is a unique tool that allows you to measure the longevity risk in your pension scheme.

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Pensions strategy solutions

We help you identify and implement strategies that will help you achieve your objectives

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Risk and liability management

We help companies manage and mitigate their pensions risks and costs.

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Scheme wind up

We support trustees and employers through the complex process of winding up a scheme.

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Trustee consulting

We help trustees achieve their strategic goals, with solution-led, appropriate advice.

Trustee Consulting