Buy-ins, buy-outs
and longevity swaps

Pensions & benefits

When it comes to transferring your pension risk to an insurance company you only get one chance to get it right.

From the early steps of navigating your scheme’s de-risking journey to the final negotiations for a buy-in or buy-out transaction, we are the recognised industry experts. So you can feel confident that you’re in the best possible hands.

Finding certainty in uncertain times

Finding certainty in uncertain times

Pensions de-risking report

How resilient has the buy-in, buy-out and longevity swap market been to Covid-19, and what opportunities are available to pension plans looking to insure their pension liabilities?

Download the report

How we can help

Your journey to remove risk from your DB pension plan can be a challenging one and we're here to guide you throughout that journey.   

We’re often brought in as a specialist adviser, working constructively with your scheme actuary and investment consultant, to review buy-in, buy-out and longevity swap options. We don’t duplicate the work they do. Instead, our independent advice helps you plan, prepare and be ready to move with confidence.

We have a suite of award-winning technology to help you do this. LCP Visualise and LCP LifeAnalytics provide everything you need to know to make joined-up investment, funding and de-risking decisions.

When it’s time to execute a transaction, we are skilled negotiators who work hard to make sure you get the very best outcome. We help you move quickly to lock into short-lived pricing opportunities, just as the ICI Pension Fund did after the EU referendum vote (read about it here). That’s why we’ve been the lead adviser on more of the UK’s defining buy-ins and buy-outs than anyone else.

Our latest thinking

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How we can help

We are market leaders at each stage of de-risking, including planning, investment strategy, transactional services and wind up.

We help sponsors of pension schemes understand and manage the costs and risks associated with supporting their current and legacy pension schemes as well as other employee benefits.

Our team works with trustees and sponsors of pension schemes to help them maximise their investment returns, while ensuring risk is well managed.

LCP LifeAnalytics is a unique tool that allows you to measure the longevity risk in your pension scheme.

We help trustees achieve their strategic goals, with solution-led, appropriate advice.

We support trustees and employers through the complex process of winding up a scheme.

Get in touch.

If you would like to know more about our services and how we can help you with pensions and benefits.

Contact Us