We help housing associations to navigate the myriad of pensions options available to them.

Whether you have employees in SHPS, the LGPS, TPT's other schemes (such as the Growth Plan and SHAPS), your own pension scheme, or any combination of these, we can help manage pensions risks and get better value for money. 

Our social housing team are experienced in helping organisations plan and implement pension change. You will have access to our in-depth knowledge of pensions in the housing sector which we have accumulated by advising over 40 housing association clients on pension issues in the last five years. Between us, we have worked with the majority of the current G15 and have advised five organisations on a bulk transfer out of multi-employer pension schemes with TPT into single-employer pension schemes. We advise a quarter of all employers with standalone a TPT scheme.

We explain complex issues in a straightforward and clear way that is tailored to your particular circumstances, enabling you to understand the issues and make well-informed decisions to arrive at the best solution.

How we can help

Our social housing team has the skills and knowledge to help you consider the pensions issues affecting your organisation. With LCP, you will receive clear advice and recommendations from experts with experience of the issues that you face.

We can add value for you in the following ways:

• SHPS expertise
• SHPS transfer experience
• Experience of other TPT Schemes (Growth Plan, CARE scheme, SHAPS, etc.)
• LGPS expertise
• Defined contribution specialists
• Sector specific knowledge
• Support through mergers and acquisitions, from due diligence to post-merger benefit changes
• Wider flexible benefit and reward
• Employee consultation and implementation

Throughout our appointment, we will provide our focussed, tailored and unbiased advice and you will benefit from our proven track record of delivering projects whilst controlling costs and providing value for money.

Please contact a member of the team and we would be happy to discuss your current pension arrangements and how we can help. 

LCP have helped us review our risks and options in relation to
the Social Housing Pension Scheme. The LCP team provided
clear advice. It is a pleasure working with them.