You can listen to our podcasts online via the player below or search for 'Investment Uncut' and review, rate and subscribe on Apple Podcasts, Spotify, Pocket Casts or SoundCloud.

In this episodes hosts Mary Spencer and Dan Mikulskis sit down with Sir Steve Webb, former pensions minister (and still the longest serving pensions minister).

They discuss

• Insights into government in a time of crisis: how things tend to be dominated by the Treasury in tough economic times
• The limited capacity for legislation, and how pensions and other legislation can get crowded out 
• Why pensions is generally non-political, but some areas (like tax) unavoidably are political
• Why the pensions triple lock might have to go
• Government messaging in the current situation - individual empowerment vs centralised top down
• Could we become a nation of “accidental savers” 
• The future of pensions and savings in a world of higher deficits and higher government borrowing
• Why Steve prefers nudges versus tax incentives in promoting good saving, but timing is crucial for the best effectiveness of nudges
• And Steve’s best investing tip: lose the password on your account. The power of stepping back and doing nothing when fear drives you to sell

Useful links referred to in our podcast this week

• On the government’s change in messaging (Jon Alexander on Medium)
• IFS report: Automatic enrolment - too successful a nudge to boost pension saving?
• Steve’s recommended book – The Music of the Primes by Marcus Dosotoy
• Steve on Twitter 

How to access our podcasts

You can access all our podcasts across all major audio platforms via computer or devices.

	Spotify
	Apple Podcasts
	Pocket Casts
	SoundCloud